Indiana Health Insurance
Indiana Health Insurance Quote That's Right For You.
FAQS
health insurance questions & answers
what kind of coverage will the plans sold through the health insurance exchanges include?
The Affordable Care Act (ACA) requires that all health insurance plans sold on state exchanges beginning Jan. 1, 2014 cover ten essential benefits: Ambulatory patient services Emergency services Hospitalization Maternity and newborn care...
Read Morewhat are potential drawbacks of a high-deductible health plan (HDHP)?
One significant downside to a high-deductible health plan (HDHP) is that you’re responsible for paying everything out-of-pocket until you reach your deductible (which typically ranges from $1,000 to $5,000 on these plans). You’ll pay 100 percent...
Read Morewhat is a high-deductible health plan?
A high-deductible health insurance plan can provide affordable coverage for unexpected major health and medical expenses. Essentially a form of catastrophic insurance, these plans charge a high annual deductible – from $1,000 to $5,000 and higher –...
Read Morewho should consider a high-deductible health insurance plan?
If you’re healthy and have some money in the bank, you might want to consider a high-deductible health insurance plan. The plans offer cost savings over plans because of the high deductible, and they protect you...
Read Morecan I get health coverage for a child with a pre-existing condition?
There’s good news for children with pre-existing conditions who are below the age of 19. Under the Affordable Care Act passed in 2010, they can’t be denied coverage under group plans and most individual family or child-only policies....
Read Morehow can I get health insurance coverage if I have a pre-existing condition?
If you have a pre-existing medical condition and are shopping for health insurance, expect special treatment. How special? Well, kind of like a felon carrying the Ebola virus. You may as well stick a “kick-me”...
Read Morewhat is an accountable care organization (ACO) and what will it do?
An accountable care organization (ACO) is a new health care delivery model envisioned by theAffordable Care Act (ACA) in which a group of doctors, hospitals and other health care providers work together to coordinate care for people enrolled...
Read Morewhat’s the difference between brand name and generic drugs?
You probably know that generic drugs are a lot cheaper than brand name drugs, but you may wonder why. Are they lower quality? Less effective? The FDA requires that a generic drug have the...
Read Morewhat’s the difference between prescription discount plans and prescription drug insurance?
There are two basic and very different types of drug plans: prescription discount plans and prescription drug insurance. In a discount plan, you typically pay a monthly or annual fee and get a card....
Read Moreare employers required by the Affordable Care Act to purchase group insurance for their employees?
Yes, the Affordable Care Act requires large employers to provide coverage to full-time employees or pay a penalty. This provision, called the “play or pay” rule, goes into effect Jan. 1, 2014. Small employers – those with...
Read MorePreferred Carriers
